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Published: May 14, 2019

Financing A Car ??

Submitted by : Karen Ford

Financing a car is essentially signing a contract. 

Basically, you'll make monthly payments to the dealership in exchange for driving off the lot in a new or new-to-you car.

CAR FINANCING CAN BE EXPENSIVE

While financing a car will satisfy your need for transportation right now, it’s also the most expensive option. But before you get too far along, remember that “zero down” just means a bigger loan, and “zero interest” doesn’t mean no interest—it’s delayed interest.

So, let’s say you want a vehicle that costs $35,000. You didn’t put a down payment on it, and your interest rate is a standard rate of 6.13%. Your new car payment might just be somewhere in the ballpark of $700 per month.

Rethink a car payment!

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